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Banking

Big banks charge monthly fees. These don't.

Simplii Financial

Always Free

Replaces: Paid bank chequing ($5–$17/month)

Best for: ATM access (3,400+ CIBC ATMs)

A full chequing account with unlimited debits, bill payments, and withdrawals — for no monthly fee.

Tangerine

Always Free

Replaces: Paid bank chequing ($5–$17/month)

Best for: Easy setup with a major bank behind it

Everyday chequing with no minimum balance — for no monthly fee.

EQ Bank

Always Free

Replaces: Paid bank chequing + low-interest savings

Best for: Earning interest on your everyday balance

A high-interest savings account with everyday banking features — for no monthly fee.

Alterna Bank

Always Free

Replaces: Paid bank chequing ($5–$17/month)

Best for: Supporting a credit union model

A credit-union-owned chequing account with unlimited transactions — for no monthly fee.