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Banking
Big banks charge monthly fees. These don't.
Simplii Financial
Always FreeReplaces: Paid bank chequing ($5–$17/month)
Best for: ATM access (3,400+ CIBC ATMs)
A full chequing account with unlimited debits, bill payments, and withdrawals — for no monthly fee.
Tangerine
Always FreeReplaces: Paid bank chequing ($5–$17/month)
Best for: Easy setup with a major bank behind it
Everyday chequing with no minimum balance — for no monthly fee.
EQ Bank
Always FreeReplaces: Paid bank chequing + low-interest savings
Best for: Earning interest on your everyday balance
A high-interest savings account with everyday banking features — for no monthly fee.
Alterna Bank
Always FreeReplaces: Paid bank chequing ($5–$17/month)
Best for: Supporting a credit union model
A credit-union-owned chequing account with unlimited transactions — for no monthly fee.