Tangerine
Always FreeYou might be paying for: Paid bank chequing ($5–$17/month)
Best for: Easy setup with a major bank behind it
Everyday chequing with no minimum balance — for no monthly fee.
What you get
- ✓Unlimited transactions
- ✓Free Interac e-Transfers
- ✓Scotiabank ATM access
- ✓Mobile app
- ✓Savings account with promotional rates
What's different from the paid version
No branches of its own — uses Scotiabank ATMs. Savings promo rates expire and drop to a low base rate. Set a reminder when your promo ends.
Perfect for
People who want a no-hassle free account from a big-bank-backed brand.