Simplii Financial
Always FreeYou might be paying for: Paid bank chequing ($5–$17/month)
Best for: ATM access (3,400+ CIBC ATMs)
A full chequing account with unlimited debits, bill payments, and withdrawals — for no monthly fee.
What you get
- ✓Unlimited debit transactions
- ✓Free bill payments
- ✓Free Interac e-Transfers
- ✓CIBC ATM access
- ✓Mobile cheque deposit
What's different from the paid version
No physical Simplii branches. You use CIBC ATMs and handle everything online or by phone. Customer service wait times can be longer than in-branch banking.
Perfect for
Anyone comfortable with online banking who wants to stop paying a monthly bank fee.